“Where should I exchange money in Japan? What’s the best rate?”

ATMs usually give the best rates! But here are all your options.

Best Options

“What do you recommend?”

1. ATM (Best for most people)

• 7-Eleven ATMs work with foreign cards
• Post office ATMs also good
• Rates are usually better than exchange shops
• Convenient and available 24/7 at 7-Eleven

2. Exchange shops

• Good in tourist areas like Shinjuku
• Compare rates before exchanging
• Airport rates are usually worst

3. Banks

• Fair rates but limited hours
• Need passport
• Can be slow

ATM Tips

“Which ATMs work?”

Best ATMs for foreign cards:

• 7-Eleven – Most reliable, 24 hours
• Japan Post Office – Good rates
• Lawson – Many work with foreign cards
• Family Mart – Hit or miss

Avoid random bank ATMs – many don’t take foreign cards.

How Much Cash to Bring?

“Do I need a lot of cash?”

Japan is becoming more cashless, but:

• Small restaurants often cash only
• Some tourist spots cash only
• Vending machines take IC cards now
• Big stores take credit cards

My advice: Keep ¥10,000-20,000 ($70-140) cash handy.

What Japanese People Actually Do

Most locals:

• Use IC cards (Suica/Pasmo) for small purchases
• Carry some cash always
• Use credit cards at larger stores
• Have multiple payment options ready

Extra Travel Tips

1. Exchange before coming – Just a small amount for emergencies

2. 7-Eleven is your friend – Best ATMs, everywhere

3. Check ATM fees – Your bank may charge international fees

4. Wise/Revolut cards – Good exchange rates, work at ATMs

5. Keep coins – You’ll accumulate them, use for vending machines

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